Every day, legitimate transactions fail for the wrong reasons. Across the industry, the impact is measured not just in lost revenue, but in lost relationships. Here’s what’s at stake — and what’s possible when payments are engineered to succeed.
And they are not inevitable. They’re the by-product of a system no one bothered to fix — until now. While most merchants only see their side of the transaction, Revaly uncovers exclusive information from issuers: shifting risk scores, dynamic fraud thresholds, and other hidden rules that change by the hour. By preparing and routing every transaction to be approved on the first try, Revaly protects your conversions, renewals, and revenue from slipping away.
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Revaly cleans, completes, and standardizes payment data to eliminate mismatches before they reach the gateway. From address formatting and AVS logic to missing postal details, every transaction is submission-ready for approval.

Revaly intelligently routes each request through the best gateway and path for the card type, issuer, and region — minimizing errors, issuer friction, and false declines.
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Different issuers have different rules. Revaly dynamically adjusts transaction fields and request data to each issuer’s preferences, boosting approval rates while keeping the experience seamless for your customers.

AI-driven optimization that turns declines into approvals — and approvals into predictable revenue.

Clean and align address data to meet issuer standards.

Adapt verification logic for higher match rates and approvals.

Direct transactions through optimal paths for maximum success.

Re-attempt failed payments with data-driven precision.

Standardize requests to match gateway and issuer preferences.

Validate funds and credentials before submission to prevent declines.
Don’t leave subscription revenue to chance. Revaly is the first platform that designs every payment to succeed with intelligence, prevention, and recovery, all in one system.

Fix payment failures without friction. Machine learning and tailored customer engagement recover transactions intelligently while preserving relationships.
Approval optimization is the outcome — pre-payment optimization is how you get there. Revaly improves approvals before they fail by fixing bad data, aligning with issuer rules, and intelligently routing every transaction for success.
Revaly analyzes historical performance and issuer behavior across gateways, regions, and BINs. Our engine automatically selects the path most likely to be approved — the “path of least resistance” for every payment.
Yes. Revaly integrates with over 100 gateways and processors, applying optimization rules automatically within your existing infrastructure.
Absolutely. Revaly is PCI-compliant, fully encrypted, and designed to protect sensitive data while maintaining compliance with all major payment networks and regional regulations.